A robust remittance system designed for high-volume cross-border money transfers. Built with regulatory compliance at its core, the platform supports multiple payment corridors and payout methods including bank transfers, mobile money, and cash pickup.
The client operated in a highly competitive market where speed, cost, and reliability determine success. They needed a platform that could onboard new corridors quickly, integrate with diverse payout partners, and maintain strict compliance with AML regulations across multiple jurisdictions.
We built a corridor-agnostic architecture where new payment routes can be added through configuration rather than code changes. The compliance engine runs real-time sanctions screening against multiple databases, with configurable rules per corridor and customer segment.
Transaction volume grew 300% in the first year. Average transfer time reduced to under 15 minutes for major corridors. The platform maintains a 99.7% successful delivery rate with automated retry logic for failed transactions.
Node.js, React Native, PostgreSQL, Redis, AWS, Docker, Terraform