KYC Onboarding Platform

Compliance Solutions
Streamlined customer onboarding with automated identity verification and risk-based decisioning.

Provided Technologies

Laravel React Python AWS Docker

An end-to-end customer onboarding solution integrating multiple identity verification providers, document scanning, and risk-based decisioning for regulated financial services.

The Challenge

The client was losing potential customers to a slow, manual onboarding process. Document verification took 24-48 hours, and the compliance team was overwhelmed with manual checks. They needed a solution that could onboard low-risk customers in minutes while maintaining rigorous controls for higher-risk applicants.

Technical Architecture

We designed a workflow engine that orchestrates multiple verification steps based on customer risk profile. Low-risk customers flow through automated checks and can be approved in under 2 minutes. Higher-risk applications are routed to manual review with all verification data pre-populated.

Key Features

  • Multi-provider ID verification (Onfido, Jumio, IDnow)
  • Document OCR with automatic data extraction
  • Risk-based workflow routing
  • PEP and sanctions screening integration
  • White-label capability with customizable branding
  • Audit trail with full decision documentation

Results

Onboarding time reduced from 48 hours to under 5 minutes for 70% of applicants. Manual review queue reduced by 80%. Customer drop-off during onboarding decreased from 35% to 12%.

Technologies Used

Laravel, React, Python, PostgreSQL, AWS (Lambda, Step Functions), Docker